Not live yet. No offers are open for subscription and no funds can be accepted.

PTPennyTree Crowdfunding

Risk warning — read before investing

Investing through this platform is risky and speculative. You may lose your entire investment and must be able to bear that loss. Past results are not indicative of future performance. Ask questions, read all information carefully and seek independent financial advice before committing funds. Investment limits are monitored by PennyTree.

Read the full risk warning

Registered investment crowdfunding · Nigeria

PennyTree lets Nigerian MSMEs raise capital from the public, under SEC licence.

Eligible MSMEs raise between ₦50m and ₦100m in exchange for shares, plain vanilla bonds or SEC-approved simple investment contracts. Every offer is disclosed in full, and investor funds are held in a segregated trust account by an independent custodian until release conditions are met.

I want to investI want to raise funds

Live offer · Deal room

Kano Agro Processing

Agro-processing · Equity

High risk

₦37,000,000

of ₦100,000,000 target

37%
Minimum
₦25,000
Closes
14 July 2026
Instrument
Equity
Open the Kano Agro Processing deal room

Live offers

Every offer on this platform is high risk — no offer is safer than another

Financial technology

High risk

Lagos Pay

Debt

₦21.0Mof ₦70.0M
Minimum investment
₦50,000
Raised
30% of target
Days remaining
21
Open deal room
Browse and filter all offers

Commission registration

SEC/CRC/2021/0000

Securities and Exchange Commission, Federal Republic of Nigeria. Number to be confirmed by PennyTree Compliance before launch.

Independent custodian

To be confirmed

Investor funds are paid into a segregated trust account held by an SEC-registered custodian, never to PennyTree or the Fundraiser.

What is not covered

No prospectus, no NIPF claim

These investments carry no protection under a prospectus and no claim against the National Investor Protection Fund.

Read the full regulatory disclosures